Investment is defined as an asset or item that is purchased with the hope that it will generate income or will appreciate in the future.

Investment is a Divine Mandate for those who believe. It is a way you fulfill your Divine Mandate of creation; because through investment you create wealth. From the Economic point of view, it is “the purchase of goods that are not consumed today but are used in the future to create wealth”.

Investment is a way of making your money work for you.

In our Personal Finance Management (PFM) Strategy we outlined 3 major money activities that helps you build a solid foundation for wealth creation. Investment is one of them. Others are income and savings. If you wish to learn more, click here.

If you wish to grow financially, you must invest. Investment is like planting a seed which you nurture to grow into a tree tomorrow.

This page aims at teaching you how and where to invest your money. It also shows some necessary steps to take in building solid foundation for your financial growth.
To appreciate this more, take time to read our Finance Management Strategy.
Some known types of investment include:
  1.      Equity share
  2.      Money market instruments
  3.     Bonds and debentures
  4.     Money market investment
  5.     Real Estate
  6.    Insurance
  7.    Mutual fund
  8.    Derivatives
  9.   Other Non-Marketable securities

However, for our purpose here we can outline the following, which are easy to start with and which we can as well help you start up.

1.         Shares & Stock (The Stock Market)
This remains one of the major ways of investment, it is also a way of “saving” or raising capital for business depending on your goal for investment. Depending on your goal for investment you can have a shot-term; medium term or long-term investments’
Buying of Equity Shares (stock) of companies, though classified as a risky investor is very liquid and a sure way of wealth creation, especially if you know what to invest in at any given time and have a realizable investment goal.

For more consultation on this contact us:

2.         The Foreign Exchange Market
This is another way of wealth creation but it is highly volatile and too technical’ for this I recommend expert advice and services. However, it is a place to invest your money.

3.         Federal Government Saving Bond.
Federal Government Savings Bond is a retail investment programme launched by the Federal Government of Nigeria. The aim of the programme is to help enhance the savings culture among Nigerians while providing all citizens irrespective of income level, an opportunity to contribute to National Development.
FGN Savings Bond is safe and backed by the full faith and credit of the Federal Government of Nigeria, with quarterly coupon payments to bondholders. 

  1. Minimum subscription of N5,000 with additions in multiple of N1,000; subject to a maximum of N50 million.
  2. Fixed coupon will be paid quarterly to investors.
  3. Bond tenors will range from 2 – 3 years tenor.
  4. It will be issued on a Monthly Basis through an Offer for Subscription.
  5. Monthly offer will be open for 5 days from the date of announcement.
  1. The coupon/interest income from the Savings Bond are tax-free.
  2. The bondholder enjoys coupon/interest on a quarterly basis which is paid directly to his/her bank account
  3. It makes it possible for individuals to plan and save towards personal projects.
  4. FGN Savings Bonds are liquid as Secondary Market trading will be on the trading platform of the Nigerian Stock Exchange (NSE)
  5. The FGN Savings Bond is acceptable as collateral for loans.
  6. It offers guaranteed returns, and encourages financial inclusion.
Others include:

To Know more or consult in any of the above investments, Contact Us.


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